Do's 应该做
- Do continue to make all payments on time for credit cards, loans, and rent/mortgage. 应该 继续按时支付所有信用卡, 贷款和租金/房贷。
- Do make the down payment with a personal check. (Keep memo blank). 应该 使用个人支票支付首付。(保持备注栏空白)。
- Do save all pay stubs, bank statements, W2's. 应该 保留所有工资单, 银行对账单和W-2表格。
- Do make sure all earnest money is from an acceptable source (i.е. Checking, savings, 401K). 应该 确保所有诚意金均来自可接受的来源(即支票账户, 储蓄账户, 401K)。
- Do notify us immediately in your salary or other compensation changes. 应该 如果您的薪水或其他报酬发生变化, 请立即通知我们。
- Do keep documentation of any large or significant deposits into your bank accounts. 应该 保留银行账户中任何大额或重大存款的证明文件。
Don'ts 不该做
- Don't run credit or open any new credit! (Car loans, Credit cards, personal loans). 不要 查询信用记录或开立任何新信用账户!(汽车贷款, 信用卡, 个人贷款)。
- Don't accept any gifts from a business. (Gifts can only be accepted in the form of personal check. We cannot accept cash or bank checks). 不要 接受企业的任何赠款。(赠款只能以个人支票的形式接受。我们不接受现金或银行支票)。
- Don't transfer money into accounts or close any accounts. 不要 在账户之间转移资金或关闭任何账户。
- Don't make large cash deposits. 不要 进行大额现金存款。
- Don't change your job. 不要 换工作。
- Don't Co-sign for another person on a loan or line of credit. 不要 为他人的贷款或信用额度做担保(联合签名)。
IVAN LIN
LOAN OFFICER 贷款顾问
NMLS#: 2462401
Questions Or Concerns? Please Reach Out To: 有任何疑问或顾虑?请联系:
Mobile:手机: 646-866-8728 | Email:邮箱: ivan.lin@quonticbank.com