Website: https://ivanlin.com
IvanLin.com (“Website,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, contact us, request information, or use the services and resources available through this Website.
This Website provides information about real estate, mortgage lending, commercial and investment financing, insurance, and related professional services.
By using this Website, you acknowledge this Privacy Policy. Where consent is required by applicable law, we will obtain it as required.
1. Information We Collect
We may collect the following categories of information, depending on how you interact with our Website.
Information you provide directly
When you contact us, request a consultation, inquire about a property or loan, or submit a form, you may provide:
- Name and contact information, including email address, telephone number, and mailing address.
- Real estate interests, property details, and buying, selling, leasing, or investment preferences.
- General mortgage or financing inquiry details, including requested loan amount, property type, and intended use of funds.
- Business information voluntarily submitted in connection with commercial financing inquiries.
- Messages, documents, and other information you choose to provide.
Information collected automatically
When you visit the Website, certain information may be collected automatically, depending on the website technologies in use, including IP address, browser type, device information, pages visited, referring website, and approximate location derived from your IP address.
Cookies and similar technologies
The Website or its service providers may use cookies and similar technologies to support website functionality, remember preferences, analyze traffic, and improve the user experience. Third-party analytics or advertising technologies may collect information about your browsing activity where enabled.
You can manage cookies through your browser settings and, where provided, our cookie preference tools. Disabling certain cookies may affect website functionality.
2. How We Use Your Information
We may use information collected through the Website to:
- Respond to inquiries and communicate with you.
- Schedule consultations and follow up on requests.
- Provide information about real estate, mortgage lending, commercial financing, and related services.
- Connect you with relevant service providers or professional partners when appropriate and authorized.
- Facilitate access to third-party mortgage applications, loan inquiry forms, and other service platforms.
- Improve our Website, content, customer service, and user experience.
- Maintain website security, prevent fraud, and troubleshoot technical issues.
- Comply with applicable laws, regulations, legal obligations, and recordkeeping requirements.
- Send marketing communications when permitted by law and consistent with your preferences.
We will use personal information for purposes reasonably related to the reasons it was collected, or for other purposes permitted by law.
3. Real Estate, Mortgage Lending, and Financial Information
IvanLin.com provides information and access to services involving real estate transactions, residential mortgages, commercial loans, investment property financing, and related financial services.
Please do not submit sensitive financial information through a general website contact form or ordinary email unless the channel has been specifically designated and approved for that purpose. This includes Social Security numbers, tax returns, bank account details, passwords, and complete credit or financial records.
If you apply for a mortgage or another financial product through a separate application portal, the financial institution, mortgage lender, broker, or platform operating that portal may collect and process your information under its own privacy policy, notices, and applicable legal requirements.
Your submission of an inquiry does not itself constitute a loan application or guarantee approval, a particular interest rate, or any financing outcome.
5. Third-Party Websites and Services
Our Website may contain links to third-party websites, including mortgage application portals, real estate platforms, financial service providers, insurance services, social media platforms, and other external resources.
These third parties maintain their own privacy policies and practices. We do not control their independent collection, use, storage, or disclosure of information. Please review the applicable privacy notices before submitting personal information to an external service.
A link to a third-party website does not necessarily mean that we endorse all of its privacy practices or services.
6. Data Retention
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, respond to inquiries, maintain business records, comply with applicable legal or regulatory obligations, resolve disputes, and enforce agreements.
Retention periods depend on the nature of the information, the purpose for which it was collected, and applicable legal requirements. Information may be securely deleted, destroyed, or de-identified when it is no longer required, subject to applicable law.
Information submitted directly to third-party lenders, brokerages, or other service providers may be retained under their respective policies and legal obligations.
7. Data Security
We take reasonable measures appropriate to the nature of the information and our activities to help protect personal information from unauthorized access, disclosure, alteration, or destruction.
However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. We cannot guarantee absolute security of information transmitted over the internet.
Please use caution when submitting sensitive information online and use designated secure application portals when available.
8. Your Privacy Rights and Choices
Depending on your state of residence and applicable law, you may have rights concerning your personal information, including the right to:
- Request information about the categories of personal information collected or disclosed.
- Request access to certain personal information.
- Request correction of inaccurate information.
- Request deletion of certain personal information.
- Opt out of certain sales, sharing, or targeted advertising activities, where applicable.
- Limit certain uses or disclosures of sensitive personal information, where applicable.
- Withdraw consent where processing is based on consent.
- Appeal a decision concerning a privacy request, where required by law.
These rights are subject to applicable legal requirements, exceptions, and verification procedures. Certain records may need to be retained to comply with legal, financial, regulatory, or contractual obligations.
To submit a privacy-related request, contact us using the information in the “Contact Us” section below. Please describe your request and identify the information involved. We may take reasonable steps to verify your identity before responding.
If a lender, brokerage, or other third party independently maintains your information, you may also need to contact that organization directly.
9. Marketing Communications
If you receive marketing emails from us, you may opt out by following the unsubscribe instructions in the message or contacting us directly.
Opting out of marketing communications will not necessarily stop essential communications relating to an inquiry or service you have requested.
We will handle text messages and telephone communications in accordance with applicable laws and any required consent or opt-out procedures.
10. Children's Privacy
This Website is intended for a general audience and is not directed to children under the age of 13. We do not knowingly collect personal information online from children under 13 in violation of applicable law.
If you believe a child has provided personal information to us inappropriately, please contact us so that we can review the matter and take appropriate action.
11. State-Specific Privacy Disclosures
Residents of certain states may have additional privacy rights under applicable state law.
For example, eligible California residents may have rights to know, access, correct, or delete personal information and to opt out of certain sales or sharing of personal information. Other states may provide similar or additional rights.
The availability of these rights depends on the law applicable to the individual and whether the relevant legal requirements apply to our activities. We will process eligible requests in accordance with applicable law.
If our data practices change in a way that triggers additional legal notice or opt-out requirements, we will update this Policy and provide additional disclosures or controls as required.
12. Financial Privacy Notices
Certain mortgage lending, banking, brokerage, and insurance activities may be subject to separate federal or state privacy laws and institution-specific privacy notices.
This Website's Privacy Policy applies to information handled through IvanLin.com. It does not replace a financial institution's legally required consumer privacy notice, a lender's privacy policy, or any separate disclosures applicable to a specific financial product or transaction.
Where a financial institution or another regulated entity collects information directly from you, its applicable privacy notices and legal obligations may govern that information.
13. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our website, services, technology, business practices, or applicable laws.
When changes are made, we will revise the Effective Date shown at the top of this page. Material changes will be communicated through additional notice where required by law.
We encourage you to review this page periodically.
14. Contact Us
If you have questions about this Privacy Policy or would like to submit a privacy-related request, please contact: